Lending
Managing your liabilities is just as important as managing your assets and investments. Whether you're buying a home, refinancing a mortgage, consolidating debt or making a purchase, an Ameriprise financial advisor can help you choose a lending solution to support your financial goals.
Home equity lending
A home equity loan can provide lower interest rates than credit cards. It can also
give you more flexible terms, a broader range of loan amounts and faster loan decisions.
Get the details of our home
equity loans
Mortgages
Read about your six different mortgage options, all with competitive rates and personalized
guidance every step of the way.
Explore your mortgage options
Home loan approval process
Here's your step-by-step explanation—from preapproval to closing—of our
home loan approval process.
Learn more about the approval process
Real Estate Assistance Program
When you buy or sell a home through the Ameriprise Real Estate Assistance Program, you can receive a cash bonus of up to $3,300 based on the purchas or sales price of your home.
Learn more about simplifying your next move and getting a cash bonus
Margin lending
Find out how you can extend your credit using eligible securities.
Determine if a margin account right
for you
Lending FAQ
If you have questions about lending, mortgages and all the acronyms, we've got some
answers.
Find answers to your questions
Ameriprise Bank, FSB, Equal Housing Lender and Member FDIC, provides deposit, lending and personal trust products to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for selling bank products.
Mortgage, home equity loan and line of credit products are provided by Ameriprise Bank, FSB
Home equity loans and lines of credit cannot be used to invest in securities. Home equity loans and lines of credit are not available in Texas.
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.
Find an advisor
Find the home mortgage that fits your financial goals.
Or
Have a local advisor contact you.
Call toll-free 1 (866) 471-BANK (2265) to get personalized rates based on your credit profile.
Related information
Your financial goals
Ask yourself some key questions to start identifying your big picture financial goals.